Click below to go to our payday loans page or our cheaper loan alternative if you have an item of value to secure it against

Click below for a Payday Loan

Click below for a much cheaper loan secured against an item you already own

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Qualifying criteria for Payday Loans

  1. You must have a valid bank account that will accept direct debits. This includes basic bank accounts that do not come with an overdraft or debit card.
  2. You must be at over 18 years of age.
  3. You must be a resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
  4. You must be employed and receive a regular salary.
  5. You must have your salary paid directly into your bank account.
  6. Lastly, you must have a minimum take home pay of £750 per month.
Qualifying criteria for Loans against Valuables

  1. You must have an item of value that is worth more than £400 (see what we lend against).
  2. You must be over 18 years of age
  3. You must have valid identification