Please apply here on our enquiry page. It is only a short form but you must be a homeowner. If you are not then please look at the other parts of Loan.co.uk to find a loan that will suit you.

We will then call you to go through the details, discuss how much you need, explain the terms and send you a copy of a credit agreement.

We check payment history on mortgage and leave you for a calling off period (as stipulated by the OFT) to make sure you want a loan.

We send to the original credit agreement to sign and book a valuer to have a quick look at your property (at our expense)

We then send your complete file to the chosen lender and arrange for the to send to a check or wire the money straight in to your bank account.

LOANS MAY BE SECURED ON YOUR HOME.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Most customers pay 14.5% APR typical variable or less.
Rates from 9.0% APR variable to 21.7% APR variable our highest rate is for customers with severe credit problems.
Loans subject to status. Calls may be recorded for training purposes.
A broker fee between 0% and 10% may be charged. On average this amount is £960.

Please be aware that Loan.co.uk do not give advice or arrange any credit. All enquiries are passed on to our panel of brokers and lenders.