Example of secured loan rates and plans

Please find below an example of some of our secured loan plans. We have far too many to put on one page so below is a selection. As previously stated on other pages, we need full details from you before we can offer you a firm rate.

Key:
  • Max LTV means Loan to Value (equity in your property). Current value divided by mortgage outstanding plus loan applied for.
  • Level of Adverse means number of months mortgage arrears, county court judgments (CCJ's) or defaults (before a CCJ).

Good credit rating

secured loans good credit score

Fair credit rating

secured loans average credit score

Poor credit rating

secured loans poor credit score

LOANS MAY BE SECURED ON YOUR HOME.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Most customers pay 14.5% APR typical variable or less.
Rates from 9.0% APR variable to 21.7% APR variable our highest rate is for customers with severe credit problems.
Loans subject to status. Calls may be recorded for training purposes.
A broker fee between 0% and 10% may be charged. On average this amount is £960.

Please be aware that Loan.co.uk do not give advice or arrange any credit. All enquiries are passed on to our panel of brokers and lenders.