Things to consider

Here’s our top 5 things to consider before you apply for a secured or bridging loan:

  • Fees

    Most second mortgages and bridging have arrangement and/or other fees attached. We’ll make sure you know about them and factor them into the cost of the loan.

  • Interest rates

    Second mortgages can have either variable or fixed interest rates. We will help you make the right choice for your circumstances.

  • Security

    Secured and bridging loans are guaranteed against your home. If you can’t keep up your repayments, or your bridging finance does not materialise, you risk having to sell your home to pay off the loan. We are here to help make sure you don’t overstretch yourself.

  • Repayments

    The duration of the loan affects the total you will pay over the period. We make sure you understand all the facts and figures of your chosen loan before you complete the application. You need to be clear on just how much you are borrowing and how much you are going to pay back over the term of the loan.

  • Help & Support

    We are here to answer any questions you may have. If you decide to proceed, we’ll contact our selected lenders to make sure you’re getting the best rate deal for your circumstances.

What our customers are saying

"I rate Loan.co.uk overall very highly as the service was very efficient, they communicated clearly and what I liked the most was the clarity of the information provided." Mr & Mrs F, Runcorn

Let's get started BORROW UP TO £1,000,000 ON A SECOND MORTGAGE

Get a Quote