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Why should I and shouldn’t I remortgage?
Why should I and shouldn’t I remortgage? Remortgaging is the process of switching your current mortgage to a new deal. You can choose to stay with your current mortgage lender, or you may want to move to a different provider. The idea is to ‘shop around’ for the best deal you can get on your... Read more
What are my mortgage options if my circumstances change?
No-one can foresee what will happen in the future, but you do not need a crystal ball to see that a change in your financial circumstances may affect your ability to make repayments on your mortgage. Firstly, let’s take a look at what you may be able to do if things have changed for the... Read more
Ultimate guide to home improvement loans
Making home improvements can provide you with a win-win situation. Firstly, by improving your home you’ll make it a nicer place to live. Secondly, depending on the home improvements you make, you could increase the value of your home. So, if you ever decide to move, you could re-coup the amount you spent and more... Read more
You have £50,000. Now what?
Loan.co.uk recently asked 2,000 British men and women what they would do with £50,000 to spend? The question comes just a month after Patrick and Frances Connolly from Northern Ireland were revealed as the winners of the £115 million New Year’s Day Euro Millions jackpot. When asked what he would do with his money, Mr... Read more
How can I finance a house extension?
Are you looking to add an extension, convert your loft or even dig beneath your property to create more space? You are not alone. Five times as many homeowners are opting to stay and upgrade than move to another property1. Increases in planning applications over the last five years reveal popular ways of adding more... Read more
Financing home improvements: homeowner loan or remortgage?
As well as making your home a nicer place to live, fitting a new kitchen, building an extension or adding a bedroom may all increase the value of the property. A remortgage or a homeowner loan are highly popular ways to finance home improvements. Which is best for making your plans come to life? Both are types of secured... Read more
4 ways you could use a bridging loan
What exactly is a bridging loan? In short, a bridging loan is a type of finance that can almost miraculously make your important plans happen. That’s because this short-term lending option can be used to ‘bridge’ the gap between making a purchase and putting permanent funding into place, until the next stage of financing becomes... Read more
What do I need to know about joint finances?
Choosing to jointly manage your money is a big decision, but what exactly are joint finances and what are the consequences of having them? A quick overview of joint finances Although it’s not particularly romantic, one of the potential first signs that you’re making a serious commitment to each other is to have joint finances. If you... Read more
Seven unexpected benefits of taking out bridging loans for purchasing a home
A bridging loan could make the difference between having the regret of missing out on your ideal home or snapping-up the home of your dreams. The benefits of bridging loans are huge and can far outweigh the cost. When you see the perfect opportunity to buy a property, whether you want to move to a... Read more