Using a mortgage broker such as Loan.co.uk not only makes sound financial sense, but will provide you with all sorts of vital help. So, you’re looking for mortgage deals to help you buy a property, but with so many mortgage companies and mortgage lenders out there,...
If you’re looking to purchase a home, make sure you get expert advice on your mortgage A property survey is vital because once you’ve exchanged contracts it will be down to you and at your cost to put any defects right. And that could prove very expensive, as you...
A 95% mortgage allows you to borrow up to 95% of the total cost of your property, so you could buy your dream home with a deposit of at least 5%. With a 95% mortgage you only need to get together a deposit of 5% of the home’s purchase price. So, the fact that you only...
A mortgage broker such as Loan.co.uk can help you through the options How might leaving the EU affect your mortgage and what you can do in the meantime? On 29 March, 2019 the UK is due to leave the European Union. We take a look at how Brexit could affect mortgages,...
People are currently trapped because of an EU rule, known as the Mortgage Credit Directive With all the joy/bewilderment generated by seeing Theresa May dancing on the stage at the recent Conservative Party Conference, it was easy to miss a piece of potentially...
Unlocking a large injection of credit with a second mortgage A second mortgage (also known as a second charge, 2nd mortgage or secured loan) enables you to use the equity (the amount you own) in your home as security to use against another loan. Do I qualify for a...
Early Repayment Charge, the hidden fee that could cost you thousands When you’re searching for loans, you need to look out for an early repayment penalty (ERC) as well as the APR. Many people just focus on comparing Annual Percentage Rates (APRs), but just because a...