Loans and mortgages made simple. Finally.

£1,000 to £100 million

Nationwide Personal loans
Barclays Home loans
Natwest Personal loans
Prestige Mortgages
Shawbrook Bank Secured loans

icon - tick white Loan.co.uk Ltd is an FCA authorised credit broker and not a lender.

Low, competitive rates

No upfront fees

Adverse credit considered

Free, personalised quote

Representative example:

Annual Interest Rate 13.1% fixed, Representative 13.9% APR, based on borrowing £16,416 over 84 monthly repayments of £299.41, total amount repayable £25,150.44.

We search thousands of loans so you don’t have to.

Finding you the lowest rate, first time and every time.

And that’s just the start.
We’re with you every step of the way,
doing everything we can to get you the money.

…simple

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Find a better loan or mortgage in minutes

Don’t waste time waiting around. Our fully automated system will deliver the lowest loan or mortgage rate for you within minutes.
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Get it all online

Everything you need to know is online and available 24/7. No phone calls. No appointments. No people trying to earn a commission.
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Prefer to speak to someone? No problem. We have a team of over 100 highly trained and friendly experts who are ready to help.
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Never pay more than you need to. We give you direct access to thousands of loan plans for any type of loan. So you can always be sure that you’re getting the best rate.
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Loan.co.uk are breaking the mould. Using forward thinking, cutting edge technology they are redefining the way customers borrow money. While they are leading the way in technology they haven’t forgotten the importance of people. They have a fantastic team providing excellent service to their customers everyday.

Richard Deacon – Director – Masthaven Bank

Low rates of the day

Personal Loan Personal Loans icon

RateSetter personal loans

Representative APR

3.9% APR

Total amount payable

£ 5,195.00

Monthly repayment

£ 432.92

Representative example: 3.9% APR Representative (fixed). Based on an assumed loan amount of £5,000 over 1 year at an interest rate of 3.9% p.a. (fixed). Monthly repayment £432.92. Total amount payable £5,195.

Homeowner Loan Homeowner and Secured Loan icon

Paragon homeowner loan

Maximum LTV

60%

Initial rate

3.65%

Subsequent Rate (SVR)

3.65%

Overall cost for comparison

4.4% APRC

Representative example: Total amount of loan: £48,000 (including broker fees of £2,505 and product fee of £495) over 240 months. Rate of 5.00% (Variable), total cost of credit £28,027.20, total amount repayable: £76,027.20, APRC 5.9%

Mortgage Mortgage icon

HSBC mortgages

Maximum LTV

60%

Initial rate

1.14%

Subsequent Rate (SVR)

3.94%

Overall cost for comparison

3.6% APRC

Representative example: £90,000 payable over 25 years on a tracker rate for 24 mthly payments of £344.92 at 0.64% above Base Rate & then a current variable rate of 3.94% for 276 mthly repayments of £461.64. Total payable £136,734.00, loan amount plus interest (£45,690.00) & lender fee (£899).

Remortgage Remortgage icon

Nationwide remortgages

Maximum LTV

60%

Initial rate

1.19%

Subsequent Rate (SVR)

3.99% Variable

Overall cost for comparison

3.7% APRC

Representative example: £90,000 mortgage payable over 25 years on a tracker rate for 24 mthly payments of £346.98 at 0.69% above Base Rate & then a current variable rate of 3.99% for 276 mthly payments of £464.11. 24. Total payable £137,565.00, loan amount plus interest (£46,421.00) & lender fee (£999).

Buy to Let Loan Buy to Let icon

Virgin Money buy to let mortgages

Maximum LTV

60%

Initial rate

1.37%

Subsequent Rate (SVR)

4.99% Variable

Overall cost for comparison

4.7% APRC

Representative example: £125,000 payable over 25 years on a fixed rate for 24 mnthly payments of £492 at 1.37% and then on a current variable rate of 4.99% for 276 mthly payments of £710. Total payable £209,477.00 made up of the loan amount plus interest (£82,768) and fees (£1,709).

Bridging Loan Bridging Loan icon

Shawbrook Bank bridging loans

Maximum LTV

50%

Monthly Rate

0.43%

Development Loan Development Loan icon

Lendinvest development loans

Maximum GDV

70%

Monthly Rate

0.665%

Our happy customers

5 stars review - loans experts

“They make the impossible possible. They went out of their way and beyond to help me. I am truly grateful.”

Lindsey Worvill

5 stars review - loans experts

“You went over and above your job to help me and it is greatly appreciated. I can not recommend Loan.co.uk highly enough.”

Sarah Naessens

5 stars review - loans experts

“I found the staff that I dealt with at Loan.co.uk to be so friendly, patient and helpful that it actually restored my faith in people.”

Emma Kewin

4.9 / 5 Rating

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Our promise to you

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We will always...

try to find you the best rate possible

Help you through every stage of obtaining your loan, including paperwork and dealing with the lender

Be friendly and honest, delivering a market-leading, professional service.

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We will never ...

sell your personal data

Charge upfront commission

Pressure you in any way

Recommend a rate based on any commission we may receive.

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Loan.co.uk is all about the customer. They are a customer centric business with a seamless customer journey and staff who pride themselves on customer satisfaction. Driven by success and a passion to make a difference they have a field sales team to educate and pass knowledge and the technology to ensuring the right customer outcomes.

Shawbrook Bank Limited