Simple, Smart Loans & Mortgages
UK’s Top AI-Driven Loan & Mortgage Service
Save money & time without the fuss
4.9/5 We're Rated 'Excellent'
Over 3,500 5-stars at Reviews.co.uk & Trustpilot.com
Loans & Mortgages to Transform Your Plans into Reality
Big Plans? Let’s Bring Them to Life!
In the hunt for a new home? Or perhaps it’s time to refresh your home with a new kitchen or an additional bedroom?
If you’re keen to consolidate expensive debt, revamp your home, or finance a big-ticket item, we’re here to make it happen. Our low-cost loans and mortgages are tailored to your circumstances.
What sets us apart? Our friendly AI, Albot, ensures you’re always offered the lowest available rates and most easy process. We believe our service is the best value for mortgages and loans in the UK.
So why delay? Together, we can transform your plans into reality.
Your Dreams, Our Mission
Low-cost Loans & Mortgages for any Purpose
✓ Home & Property Purchase
✓ Remortgage, Improve Rate
✓ Debt Consolidation Loan
✓ Home Improvement Loan
✓ Wedding, Tax Bill or almost any purpose
✓ Plans for poor credit scores available
✓ Multiple award-winning services from Loan.co.uk™
“One of the best services I’ve used in my life” Kimberley Ramsey @ Trustpilot
As featured in
Compare the Best Mortgages and Loans UK online now.
Up to 50% lower costs than most other major brokers
Voted: Secured Loan Broker of the Year
Your Loan or Mortgage Designed for You
Say farewell to one-size-fits-all loans and mortgages. With us, you’re in for a personalised experience crafted just for you!
We know everyone’s financial situation is unique. That’s why we take the time to understand your needs and find the best loan or mortgage solution.
Let your finances work for you, not against you. Apply today, and let’s make your financial dreams a reality.
Fast and Simple Loan or mortgage search with Loan.co.uk
Finding the perfect loan or (re)mortgage has never been easier, thanks to our clever AI companion, ALBOT!
Our friendly AI, Albot, will analyse thousands of loans and mortgages from hundreds of lenders in seconds. The lowest rates for your unique situation will be displayed instantly online.
It’s speedy, it’s straightforward, and it’s as simple as 1-2-3. Apply now and let ALBOT work its magic!
1. Our quick and easy online application takes the hassle out of finding the perfect loan or mortgage for you. And it won’t affect your credit score.
2. Everything is automated, on larger loans or mortgages, one of our qualified professional advisors will be in touch with the best rates and lenders for you as soon as possible.
3. Relax! Let us do the heavy lifting. Just sit back until your loan or mortgage arrives.
Quick and easy application. Free expert advice. Credit check friendly.
Up to 50% lower costs than most other major brokers
Voted: Secured Loan Broker of the Year
Meet ALBOT: The Future of Loans and Mortgages
Concerned about securing the best deal? Say goodbye to worry with ALBOT, our resident AI technology. ALBOT is changing the future of loan and mortgage search, instantly offering you the best rates.
Unlike traditional mortgage and loan advisors, ALBOT can swiftly and accurately search through hundreds of lenders and compare thousands of rates.
So when we offer you a rate, you can rest assured it’s the best one we have available, hand-picked just for you.
Transparency and Clarity with Loan.co.uk
Fed up with pushy salespeople and lengthy processes? We believe in making everything clear and easy to comprehend. With no hidden fees or unpleasant surprises, you’ll see just how simple and quick securing finance can be.
We keep costs to a minimum, and we hope you will agree that we offer the best-value loans and mortgages in the UK
“The whole process was fantastic”
4.9/5 Rating | Over 2,000 5-star ratings at TrustPilot & Reviews.co.uk
D. Straun
“From start to finish, the whole experience has been amazing! No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!”
VERIFIED REVIEW
Mrs Marks
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.”
VERIFIED REVIEW
Angela Jones
“Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”
VERIFIED REVIEW
Why choose Loan.co.uk?
Our commitment to your needs is what makes us the UK’s #1 AI-Powered Loan and Mortgage Broker. Here are just a few reasons why we’re the best value:
Our online searches won’t affect your credit score.
Our unbiased AI, ALBOT, searches over 5,700 loans and mortgages.
We offer exclusive rates and plans from some of our lenders.
We have over 2,000 5-star reviews from customers who love our friendly experts and our simple, super-fast systems.
We always offer the best available rate for you first.
We can help even if your credit score is less than average.
Your future starts here!
Why wait? Begin your journey with us today and let us help make your plans come true with the perfect loan or mortgage.
Quick and easy application. Free expert advice. Credit check friendly.
Relief in repayment
Imagine all of your individual debts becoming a single manageable monthly repayment, just like that. Imagine life becoming simpler and easier. We can make that happen.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
*Representative Loan Example for consolidation and home improvements:
Based on borrowing £50,000 over 10 years with 120 monthly repayments of £556.11. Annual Interest Rate 6.04% fixed for 60 months, then variable. Representative APRC 7.9%, total amount repayable £70,322.89. Includes a broker fee of £2,950 and lender fee of £595.