Our Mission

Our mission to become the largest and best loan mortgage delivery service in the UK

Unleashing the Power of AI to Transform the Loan and Mortgage Experience

Here at Loan.co.uk, we take the hassle out of securing loans and mortgages. Say goodbye to the stacks of paperwork, endless phone calls and the frustrations of dealing with red tape. Our team is working tirelessly to make everything easier, faster and cheaper for you.

Time for an upgrade

Let’s be honest, applying for loans and mortgages has been far too complicated for far too long. Other industries have embraced new technology, making their services faster, clearer and simpler to use, yet the loan and mortgage process has remained a labyrinth of complexity. We’re changing that at Loan.co.uk.

Our mission is to revolutionize the credit brokering industry, placing the power and control back in your hands. Since 2014, we’ve been working hard behind the scenes to build the most intelligent systems using advanced technology. Our goal is to provide you with a more transparent, user-friendly experience. We want you to understand why a rate or lender is the best fit for you, and why others may have turned you down or offered less favourable terms.

Our Promise

We promise to make the entire process as painless and straightforward as possible. You can trust us to be your reliable and friendly sidekick on this journey to getting the loan or mortgage you need.


Allow us to introduce ALBOT, our intelligent AI assistant. ALBOT is here to make your mortgage search a breeze! Think of him as your personal shopping assistant for loans and mortgages. ALBOT can quickly scan through thousands of lender offers in a blink of an eye and match them to over 10,000 different criteria to find the best deal for you.

Gone are the days of endlessly scrolling through options. ALBOT will always find the lowest rate available for your specific needs. Plus, he’s always learning and getting better, so you can trust that he’s on top of the latest deals and can process applications faster than any human ever could.

Once you apply online, you can chat with ALBOT in the app and let him take the stress out of your mortgage search. Trust us, your financial journey has never been smoother.

“The company’s AI helper, Albot, can search thousands of lenders’ offers in less than a second while matching more than 10,000 criteria, delivering the lowest rate appropriate for the applicant’s circumstances.”

They make the impossible possible. They went out of their way and beyond to help me. I am truly grateful.

Lindsey Worvill

What does this mean for you?

This means the whole process is faster. It’s easier. It’s cheaper. And that means less worry for you. Sound good? We certainly think so.

Why wait around? Fast remortgage decisions

Save time

No more hours spent hunting for the best deals. No more twiddling your thumbs waiting to hear if your loan’s been approved. Our response times are lightning fast, giving you more time to do what you want.

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Save effort

No more tedious appointments. No more incomprehensible forms. Our quick and simple online application system lets you process your own loan or mortgage there and then, letting you focus on the more important things in your life.

Affordable loan finance

Save money

No more picking up the bill for expensive processing and paperwork. No more hidden fees. Our automated systems streamline the process, reducing paperwork and keeping costs down, leaving you with more money in your pocket.

From the moment we chose Loan.co.uk they have been wonderful. We can’t thank them enough for all their help and hard work.

Gail Pearson

We are here to help you reach your goal. Whether it’s a new home or improving your current one, expanding your business or consolidating debt.

What do we stand for?

The client, that’s you. Everything we do always puts you front and centre and we always act in your best interests.

We are here to help you reach your goal. Whether it’s a new home or improving your current one, expanding your business or consolidating debt. To do that we offer practical advice and expert recommendations that you can trust and rely on.

We are always transparent, open and impartial. And most importantly, we are human. We can’t help it. Understanding and authenticity is at the heart of everything we do.

What has impressed us about Loan.co.uk is their fresh and more strategic approach to the market. They have a clear vision of what they want Loan.co.uk to be and how they want to get there. Their position on fees, business relationships and treating customers fairly mean that we, as a bank and a publicly listed company, are happy to be working closely with them. They are definitely a business built for the future.

Darrell Walker - Head of Product at Prestige Finance

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