Home Improvement Calculator

Home improvement finish:

Your home improvements could cost


and increase your property's value

+ £0

A home improvement loan of £99 could cost

per month

This is a Representative Example based on borrowing £99 over 99 years. Annual Interest Rate 99% fixed for 24 months, then variable. Representative APRC 7.9%, total amount repayable £71,625 which includes a broker fee of £2,995 and lender fees of £595.

The home improvement calculator is based on average UK household spend on home improvements and average increase in property value. It does not take into account market fluctuations, regional house prices or fluctuating project costs. As such, it is intended solely as a guide for personal use. It has no legal basis and loan.co.uk cannot be held responsible if your house value doesn’t improve or projects run over-budget. It should also be noted that the increase in value figures are intended for houses valued at less than £500,000. Once houses are worth more than that, home improvements don’t generally tend to add as much value to the property.

This home improvement loan figure is an estimate based on a typical bank’s lending criteria for a secured loan. To get a free quote for your personal circumstances, click the button above. The amount you can borrow and monthly repayment will depend on your personal needs, circumstances, affordability and other lender criteria for a secured loan. All lending is subject to application. Loan.co.uk is a credit broker and not a lender.