Loans & Mortgages Made Simple,

For You

Skip the financial jargon and find the perfect match for your unique journey

5 pink stars

4.9/5  Rated 'Excellent'

6,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

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Couple sitting on sofa discussing loans

From Dreaming to Doing

Financial solutions shaped around your life, not the other way around.

Life’s big moments deserve the right support. Whether you’re:

loan and mortgage purpose

Finding your ideal home
Renovating your current space
Simplifying finances for monthly savings
Securing better mortgage or loan rates
Preparing for important family milestone
Expanding your business

We understand what matters to you. That’s why we match you with tailored financial solutions that align with your specific circumstances and goals.

Ready to move forward? Let’s make your plans a reality—together.

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 “One of the best services I have used in my life”  Kimberley Ramsey – Trustpilot

Winner: Specialist Broker of the Year

What Makes Loan.co.uk Different? Everything.

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Control That Changes Everything

Complete transparency from first click to final funds. See every option we see, understand every decision we make, and choose exactly how much help you want.

You’re in control – powered by technology no broker can match and people who won’t let you down.

Powered by the Smartest Technology – No One Else Has

Our proprietary lending intelligence instantly analyses every lender, every rate, and every criteria available – then guides you seamlessly from perfect match to money in your account.

Where others see complexity, our technology saves you time, money, and makes everything simple.

People Who Go Above and Beyond, Every Time

Our 5-star rated advisors don’t just answer questions or give great advice – they fight for your success, work around the clock, and celebrate your wins like family.”

Winner: Specialist Broker of the Year

Winner: Secured Loan Broker of the Year

Winner: What Mortgage Awards

Winner: The Mortgage Awards

Winner: Money Age Awards

Finalist: UK FinTech Awards

As featured in

Best-Value Loans & Mortgages

Let’s Make it Happen – Get Your Free Quote Now!

Consolidate Your Debt & Cut up to 75% off your Monthly Payments

Secured loans debt consolidation example

One Small, Simple

Monthly Repayment*

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 “Loan.co.uk reduced my payments from £1,500 to less than £300 – Lifechanging Ben @ Trustpilot

Quick and easy application. Free expert advice. Credit check friendly.

Up to 50% lower costs than most other major brokers

Voted: Secured Loan Broker of the Year

Transparency and Clarity with Loan.co.uk

Fed up with pushy salespeople and lengthy processes? We believe in making everything clear and easy to comprehend. With no hidden fees or unpleasant surprises, you’ll see just how simple and quick securing finance can be.

We keep costs to a minimum, and we hope you will agree that we offer the best-value loans and mortgages in the UK

Loan finance
Loan finance
Affordable loan finance
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 “The whole process was fantastic”

5 pink stars

4.9/5  Rated 'Excellent'

6,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

D. Straun

5 pink stars
From start to finish, the whole experience has been amazing! No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!

 

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Mrs Marks

5 pink stars
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.” 

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Angela Jones

5 pink stars
“Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”

 

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Why Loan.co.uk is Your Top Choice?

Choosing Loan.co.uk isn’t just about getting a loan or mortgage; it’s about experiencing the confidence and comfort that comes with our UK-leading, AI-Powered Loan and Mortgage Brokerage services.

Here’s why we’re the top pick for value and trust:

  • Credit Score Friendly: Dive into our online searches without a worry! They’re designed to be completely friendly to your credit score.
  • Unbiased AI at Your Service: Meet ALBOT, our impartial AI wizard! ALBOT expertly navigates through more than 5,700 loans and mortgages, ensuring you get options that truly fit your needs.
  • Exclusive Deals Just for You: We’re all about those special rates and plans. Thanks to our partnerships with select lenders, we bring you deals that you won’t find anywhere else.
  • Highly Praised by Thousands: With over 6,000+ 5-star reviews, our customer-first approach is fully appreciated by our valued clients. Loan.co.uk’s friendly experts and our efficient, easy-to-use systems have won hearts across the UK.
  • Your Best Rate, First: With us, it’s always about what’s best for you. We make sure to offer you the best available rate right from the start.
  • Support for All Credit Histories: Worried about your credit score? Don’t be. We specialize in finding solutions, even if your credit history isn’t picture-perfect.

At Loan.co.uk, we’re more than just a service – we’re your partner in making finance simple and accessible. Discover the Loan.co.uk difference today!

*Secured loans and Mortgages use your property as security. If you fall behind on payments, your home is at risk.
Consolidating debt may increase the repayment term and total amount repaid.
We are a broker, paid commission to arrange loans and mortgages. Broker fees are subject to status, product,  amount borrowed and lender plan. Rates depend on your circumstances. Loans and mortgages are subject to approval.