Our Mission:

We’ve Transformed Borrowing For Good

Our mission to become the largest and best loan mortgage delivery service in the UK
5 pink stars

4.9/5  Rated 'Excellent'

6,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

We’ve Fixed The Broken Borrowing System

Let’s face it – securing loans and mortgages has been unnecessarily complicated for far too long. While other industries embraced technology to make their services faster and simpler, borrowing money remained stuck in a maze of paperwork and confusion.

Not anymore.

Since 2014, we’ve been building revolutionary technology, and after eight years of development, we’ve successfully transformed the credit brokering industry by putting the power back in your hands. No more endless paperwork. No more frustrating phone calls. No more bureaucratic nightmares.

How We’re Different

At Loan.co.uk, we’ve built something revolutionary—intelligent systems powered by advanced technology that make borrowing:

  • Faster – Get responses in minutes, not days
  • Simpler – Apply online with our user-friendly platform linked to live rates.
  • More affordable – Our streamlined process means lower costs for you
  • Transparent – Understand exactly why a rate is right for you

Meet ALBOT: Your Financial Sidekick

Say hello to ALBOT, your intelligent AI assistant who has changed the mortgage game. While traditional brokers might compare a handful of options, ALBOT instantly:

  • Scans thousands of lender offers in seconds
  • Matches them against 10,000+ different criteria
  • Finds the absolute best deal for your unique situation
  • Processes applications faster than any human could
  • Continues learning and improving every day

Once you apply, simply chat with ALBOT through our app and watch the stress melt away from your financial journey.

 

“The company’s AI helper, Albot, can search thousands of lenders’ offers in less than a second while matching more than 10,000 criteria, delivering the lowest rate appropriate for the applicant’s circumstances.”

They make the impossible possible. They went out of their way and beyond to help me. I am truly grateful.

Lindsey Worvill

What does this mean for you?

Why wait around? Fast remortgage decisions

Save time

No more hunting for deals or waiting weeks for approval.

Our lightning-fast response times give you back precious hours of your life.

Search all mortgage lenders online

Save effort

Forget tedious appointments and confusing paperwork. Our intuitive online system lets you manage your application from anywhere, on your schedule.

While lenders still require certain documentation, we’ve streamlined the process to make it as painless as possible.

Affordable loan finance

Save money

Say goodbye to excessive processing fees and hidden charges.

Our efficient systems mean significant savings passed directly to you.

From the moment we chose Loan.co.uk they have been wonderful. We can’t thank them enough for all their help and hard work.

Gail Pearson

We are here to help you reach your goal. Whether it’s a new home or improving your current one, expanding your business or consolidating debt.

Our Values:

 

  • Clients First, Always: Your needs come before everything else – we’re committed to finding the perfect solution for you, not what’s most profitable for us

 

  • We Deliver on Our Promises: When we say we’ll do something, we make it happen—building trust through reliability

 

  • Open and Honest Communication: We share information clearly and tell it like it is, preventing misunderstandings.

 

  • Continuous Improvement: We never stop learning or finding better ways to serve you

 

What has impressed us about Loan.co.uk is their fresh and more strategic approach to the market. They have a clear vision of what they want Loan.co.uk to be and how they want to get there. Their position on fees, business relationships and treating customers fairly mean that we, as a bank and a publicly listed company, are happy to be working closely with them. They are definitely a business built for the future.

Darrell Walker - Head of Product at Prestige Finance

The Power Behind Your Success

Friendly loan experts here to help

170+ friendly experts,
7 proprietary AI-powered systems,
1 unwavering mission:

Making borrowing better for you

Get started today!

Quick and easy application. Free expert advice. Credit check friendly.