Delivering Happiness

Helping you achieve your financial goals isn’t just what we do—it’s why we do it.

Seeing you simplify your finances and feel more in control? That’s what gets us up in the morning.

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

5 pink stars

4.9/5  Rated 'Excellent'

5,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

Real Secured Loan Reviews & Stories

Real Results, Real Smiles

Read these and 1,000s of other reviews live online at:

Anon

5 pink stars
Wow! I have slept easy for the first time in years!

Loan.co.uk have been amazing from the first enquiry. Sophie was our first contact who went through our situation and then explained options. Then we were passed to Stacey who has managed our case and has been fantastic. She has guided us through a very daunting process of debt consolidation / secured loan and has been reassuring at every point. Both were super efficient at responding to emails and queries.

Our monthly outgoing has gone from about £1800 (and rising due to interest) to £759. Absolutely, 100% recommend.

 

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Shaun Flanagan

5 pink stars
Excellent service throughout ! After applying for multiple secured loans with a various brokers I almost gave up no one seemed to be able to help .. until I received a call from Stacey at loan.co.uk.

Stacey was super helpful right from the off , a pleasure to deal with she made the whole process simple and painless , Stacey managed to find a company who could help Me she provided me regular updates regarding my application progress , I had the money in my account in no time.

If you are looking for a Loan I highly recommend Loan.co.uk thanks Stacey if could give more than 5 stars I would

 

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Matthew Frary

5 pink stars
“Applied for a secured loan, everything was prompt and efficient, called when they said and instantly felt at ease with the company.

The advisor that called me Jo was one of the nicest people I’ve ever spoken too on the phone and could not have been more helpful. I had a change of plan a few weeks later, and as soon as most companies realise that you would be able to detect a change of tone. Not in this case.. she was still polite, friendly and assured me if I needed anything in the future they’d be there to help.

Jo is an absolute credit to the company and I won’t hesitate to use them in the future.

 

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Sue

5 pink stars
“After exploring lots of other options to reduce our payments, we decided to go down the secured loan route. We got a brilliant rate and it was all completed in around 4 weeks.

I can’t recommend Loan.co.uk enough and we now feel so positive about the future. And there was absolutely no pressure at any time.

Responsive and everything was just such a smooth process. Highly recommended!”

 

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Stephen Mottram

5 pink stars
Will definitely recommend Loan.co.uk to anyone who is looking at a secured loan.

From the start, Simba listened and based on my requirements went out to their panel and very quickly came back with a solution. Stacey has been amazing, I’ve called, emailed about a gazillion times and she has always been professional and answered all my questions and concerns to my satisfaction.

Will definitely use them again if I need to.”

 

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Ben

5 pink stars
Loan.co.uk were fabulous brokers.

Faye was exception and found a lender extremely quickly but more importantly a lender which had a high chance of success. Stacey then took the application forward and was outstanding with her response time. Whenever I uploaded documentation, she was acknowledging receipt within minutes. From application to receiving the secured loan was just 15 days. Their responses to my queries meant that this could be delivered as quickly as it was.

I was after a reduction in crippling monthly payments and Faye and Stacey managed to reduce this from £1500/month to less than £300. #lifechanging. Thanks Loan.co.uk”

 

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Lindsay and James

5 pink stars
Smooth, efficient service from beginning to end.

Our secured loan requirements were complicated but Sophie and Wasim guided us through the process every step of the way and went direct to the underwriters to put our case across. Loan completed in 3 weeks from application.

Would highly recommend.”

 

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Rich Smith

5 pink stars
Excellent service from Lee and Lauren in arranging a secured loan for me.

Both Lee and Lauren made the process very easy and sourced a lender at a good fixed rate, with no exit penalties.

Would highly recommend. Thanks guys!”

 

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Dan & Nic

5 pink stars
“I searched secured loans when I was thinking about consolidating my debt and doing home improvements. I decided to go down the secured borrowing route and give us some control of our lives back.

Loan.co.uk was one of the first that came up. Ben put me at ease and knew what he was talking about. It was weeks not months from start to getting out offer and we are so grateful for helping us.

If you want people to help you with out being over bearing or pushing you into anything this is the company to go too…everything we’ve done has been our choice and we’re really happy with what we have done with Loan.co.uk.”

 

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Grant Kunneke

5 pink stars
Loan.co.uk were excellent.

The lender had a few IT issues and Loan.co.uk stepped in to help get matters across the line. The loan was resolved within a week.

More importantly I got a fantastic rate! Thank you!”

 

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Stuart M.

5 pink stars
“Loan.co.uk made the process extremely easy to understand and always responded to our questions immediately; and suggested a more efficient pathway to achieving our end result.

We cannot recommend them highly enough, their dedication went above and beyond. We would recommend Loan.co.uk based on the customer experience and professionalism we received during our dealings with them.”

 

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David Andrew Heaphy

5 pink stars
“Loan.co.uk were excellent from initial contact through to completion.

Speed of feedback, the chase, the answering of questions, assistance on documents, a clear explanation of costs, different options and considerations! All covered and done with a pleasant dialogue, patience when needed and in the end a great result, thank you so much.”

 

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Will

5 pink stars
“Professional and responsive service from our adviser Amy and case manager Lauren – our secured loan was processed and completed in less than 2 weeks!

The app is really useful and loan.co.uk found the best rate and lowest fees I could find online. Recommended!”

 

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Anonymous

5 pink stars
“My experience with David from Loan.Co.Uk has been amazing.

He was so professional and he got us a really good deal in less than 24 hours . So grateful for his hard work as he secured us our Loan.”

 

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Dan

5 pink stars
“I applied for a fixed secured loan via loan.co.uk even though I had less than perfect credit score the team was able to secure me the loan I needed.

They are quick to reply once the application process is started and replied to all emails quickly”

 

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Anonymous

5 pink stars
“I was looking to get a personal loan to consolidate my debts but despite having a good credit score, I was offered a rate of 26%! I then thought I’d look at a secured loan, especially as there is an option to over pay and to settle early at a very little cost.

The whole process from applying to completing took one week, which I was not expecting and the rate was much better than I could have hoped. The customer service has been brilliant and I was constantly updated on my application.

I would highly recommend Loan.co.uk”

 

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Nathan C

5 pink stars
“Loan.co.uk helped us with finding a secured loan following completion of our extension works, when re-mortgaging our current mortgage was going to be significantly expensive!

The whole process was fantastic, with great communication from the team throughout. They really helped in finding a product and getting it completed. Special mention to Billy and Kym who were fantastic.”

 

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Steve

5 pink stars
“I have completed my loan journey having dealt with some very dedicated people at Loan.Co.UK from start to finish.

The people I talked were “on the ball” and able to fully assist in answering any of my questions. My first encounter was with Arran who was superb and my case manager who took over form him, Kym, was patient, considerate and simply outstanding throughout the entire process.

 

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Jude Starkey

5 pink stars
“I came to talk with several staff throughout the process of our loan application – each and every one of them were helpful, friendly and super organised.

The process of gaining and applying for a large secured loan was significantly less stressful with support. Thanks everyone. I’m now off to buy some posh windows!”

 

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Scott

5 pink stars
“Great customer service by Stacey Hibbert who was my Case Manager and also Ben Salt who completed my initial application.

Straight forward process and were always a phone call or email away. For me thats the most important thing when you have many questions. From date of application for a secured loan completion was 16 days.

Very satisfied and would definitely use again.

 

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Jane

5 pink stars
“Even though a secured loan at this time was not the best option for us the advice given by Aaron was outstanding, even helping me to understand pensions more.

I was supremely impressed with his honesty and that there was no push to sell me a product that just was not right for us at this time. Even with my very limited experience of this company I would recommend them without reservation.

 

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Mrs Harris

5 pink stars
“Hi, my experience with Loan.co.uk was first class.

Stacey and Peter went above and beyond to make sure my secured loan was accepted. They dealt with me professionally and came back to me with speedy responses and put me at ease. I was constantly kept informed. There were a few bumps along the road, but they sorted out the issues and ensured the loan made completion.

All in all an extremely happy customer!!

 

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Angela Jones

5 pink stars
“Lucy has been brilliant, she managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month, with only 5 mortgage payments made.

I also got a free face to face valuation. I will be going back to Lucy once my 4 year fixed mortgage is up, for a better rate. She is my fairy god mother.”

 

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Kayani

5 pink stars
I couldn’t recommend Loan.co.uk enough.

We had various issues trying to get a secured loan due to being a complex case. Nobody could help us until my wife spoke to Hannah at loan.co.uk who not only got it resolved but also did it very quickly. Brilliant customer service and always kept us updated and reassured us each step of the way which was very important to us as other brokers or loan specialists you always have to chase for updates.

Would defo use the company again. Thanks Hannah and loan.co.uk”

 

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We’re delighted to be recognised by

industry peers and the Fintech industry

Winner: Specialist Broker of the Year

Winner: Secured Loan Broker of the Year

Winner: What Mortgage Awards

Finalist: UK FinTech Awards

“The company’s AI helper, Albot, can search thousands of lenders’ offers in less than a second while matching more than 10,000 criteria, delivering the lowest rate appropriate for the applicant’s circumstances.”

As featured in

Your easy, 3-step journey to the Ideal Secured loan

Finding the right loan can feel overwhelming! Let Albot, our friendly AI helper, be your guide. Albot will compare loans from top lenders in seconds, finding the best rates for your needs. It’s simple, stress-free, totally secure and won’t to affect your credit score.

Apply now and let ALBOT work its magic!

Apply for a loan on mobile

1. Fast Online Application: Our chat application takes the pain out of loan searching. No paperwork, no credit score worries.

2. AI-Powered Matchmaking: Albot, instantly compares thousands of loans to find your perfect match, at the best possible rate.

3. Relax! Let us do the heavy lifting. Just sit back until your loan arrives.

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year