Second charge loans made simple
Find the best second charge loan.
Free property valuation, No upfront fees
2nd charge loans for any purpose
Save money each month by consolidating your expensive debt? Need a new kitchen or extending your home? Whatever the reason we will find the perfect solution.
Second charge loans from 3.4%
✓ From £15,000 to 1.5 million
✓ Free property valuation
✓ No upfront fees or hidden charges
✓ High loan to value available
✓ Free, no obligation quote
✓ Adverse & bad credit considered
✓ Fully directly FCA regulated
✓ Loan.co.uk has won multiple awards
” I absolutely cannot speak highly enough of loan.co.uk. Wouldn’t hesitate to recommend this company to anyone. I’m delighted! “
Verified client reviews.co.uk
You always get the Lowest Rate available with our Unique Automated Rate Checker
Representative Example for second charge loans: based on borrowing £18,000 over 120 months. Interest Rate: 6.5% fixed for 60 months with instalments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £221.71. Fees Broker fee (£1,530); Lender fee (£495). Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40) including broker fee and lender fee. Overall cost of comparison 9.1% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 3.4% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Second charge loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Wiping out all those expensive debts can save £100’s a month in repayments.
3 easy steps to your perfect second charge loan
1. Apply online for your second charge loan. It only takes a minute and it wont impact your credit score.
2. Everything is automated so you will always get the lowest interest rates we have available.
3. Relax! We’ll sort everything else out. Just sit back until your second charge loan arrives.
Don’t just take our word for it
“Highly recommend. Extremely helpful and supporting all the way through the process, we are extremely thankful for making this happen for us.”
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.”
“Massive thanks to all at Loan.co.uk for finding me a very competitive remortgage. Incredibly helpful throughout the whole process.”