Second charge mortgages made simple

Free Valuation on all Second Charge Mortgages

From an award-winning broker

We search over 5,700 loans with exclusive rates for homeowners.

  • No upfront fees, hidden costs or charges.
  • Expert friendly advice direct from Loan.co.uk.
  • Second Charge loans £10,000 to £10 million.
  • Always get the lowest rate available for you.
  • Best loan plans from all leading lenders.
  • Adverse and bad credit considered.
  • 100s of 5 star reviews.

"I cannot begin to tell you how amazing my experience of this fantastic company was! I would thoroughly recommend loan.co.uk to any of my friends needing their services."

Fiona Young | verified client

Free Valuation on all Second Charge Mortgages

From an award-winning broker

We search over 5,700 loans with exclusive rates for homeowners.

Free second charge quote now

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Free, no obligation

Whether you need a homeowner loan or a mortgage on a property, all our quotes are free and given with pleasure.

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Direct to lender only

Unlike a lot of sites, we only partner with legitimate lenders. We won't give your details to other brokers or intermediaries.

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Credit score unaffected

Our lending partners and loan.co.uk use a soft search to check eligibility, so there is no effect on your credit score.

Your homeowner loan in 4 simple steps

 

Tell us what you need

Fill out our online application form to get things moving. We will find the lowest rate homeowner loan that suits you best.

Check the loan details

Good to go? Now’s the time to make sure that you’re happy with your homeowner loan and rate. And you’re confident that you can afford the repayments.

Chat with the lender

Taking out a large loan? Our lender will give you a quick call to discuss the homeowner loan. It’ll only take a few minutes and protects you and the lender.

Receive your homeowner loan

And it’s done! Your homeowner loan will land directly in your bank account, ready for you to enjoy. And things will be even simpler if you fancy using our service again.

Reviews louder than words.

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4.97/5 Rating pink-tick-small-icon

Francis Kennedy


“Loan.co.uk was very efficient and supportive in arranging my loan. The staff were particularly helpful and courteous.”

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Shaun Harvey


“Great company to deal with and I'll continue to deal with them, great service”

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Wendy Dewhurst


“Very easy to apply. Found the right deal for me with them doing all the legwork. Very friendly staff, happy to help with anything.”

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A. Holligan


“What a wonderful service we have received from Loan.co.uk. We can not thank you enough for your help arranging our loan. First class customer service. ”

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Mrs Marks


“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough. ”

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Emma D.


“Just so unbelievably quick - found me an answer within 2 days, where I'd been struggling for weeks.”

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