Secured Loans Made Simple,
Save £1,000s

Up to 50% Less Costs.
Best Rates. Best Value.

5 pink stars

4.9/5  Rated 'Excellent'

Over 4,000 5-star reviews

on Reviews.co.uk & Trustpilot.com

Why Pay More?

Quote marks

 “Excellent company, half the price of competitors” Timothy Healy @ Reviews.co.uk

Secured Loans for any Purpose

Save money each month by consolidating your expensive debt.

Doing some home improvements? Need a new kitchen or extending your home?

Whatever the reason we will find the perfect solution.

Secured Loan Purpose
 Low-Cost Secured Loans

From £15,000 to 1.5 million

 Free property valuation

 No upfront fees or hidden charges

High loan-to-value available

Poor credit plans available

 Loan.co.uk™ has won multiple awards

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

Debt Consolidation made Simple

“Loan.co.uk managed to reduce my payments from £1,500 a month to less than £300 – Lifechanging.” Ben @ Trustpilot

Man who needs a secured loan for consolidation

Struggling with High Monthly Payments?

Paying too much for credit cards and loans? Home improvements, taking a backseat? Want to simplify your debts, and save money each month? Our debt consolidation plan makes it possible.

Secured loans debt consolidation example

Save up to 75% on your Current Monthly Payments

Tired of juggling multiple debts and high monthly payments? A secured loan from loan.co.uk can help you save up to 75% on your monthly repayments, giving you the breathing room you need to take control of your finances.

Regain Control and Consolidate Your Debts

By consolidating your debts into a single, manageable payment, you can simplify your life and get back on track. Plus, you might even have some extra funds left over for those home improvements you’ve been putting off.

Don’t let debt control your life any longer. Take the first step towards financial freedom with our secured loan debt consolidation solution today!

“Loan.co.uk rescued us from a mountain of debt. The best thing we have ever done. We now save so much every month, we can have a life again.”  Julie @ Trustpilot

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

BEST VALUE

Catch Z’s,
Not Fees

  • Rest easy with up to 50% lower costs
  • No upfront fees
  • Free property valuation & legal costs

“their fees are the cheapest in the market, and they really do care about getting you the right product”

BETTER SERVICE

Say hello to
5-star service

  • No sales pressure, just support
  • Personal friendly UK expert
  • Transparent journey in our app

“they explained everything super clearly and a first class service from start to finish”

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

As featured in

Your easy, 3-step journey to the Ideal loan

Finding the right loan can feel overwhelming! Let Albot, our friendly AI helper, be your guide. Albot will compare loans from top lenders in seconds, finding the best rates for your needs. It’s simple, stress-free, totally secure and won’t to affect your credit score.

Apply now and let ALBOT work its magic!

Apply for a loan on mobile

1. Fast Online Application: Our chat application takes the pain out of loan searching. No paperwork, no credit score worries.

2. AI-Powered Matchmaking: Albot, instantly compares thousands of loans to find your perfect match, at the best possible rate.

3. Relax! Let us do the heavy lifting. Just sit back until your loan arrives.

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

Don’t just take our word for it

☆☆☆☆☆

4,000 5-star reviews

on Reviews.co.uk & Trustpilot.com

Voted: Best Secured Loan Broker in UK

D. Straun

5 pink stars
From start to finish, the whole experience has been amazing! No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!

 

pink-tick-small-iconVERIFIED REVIEW

Mrs Marks

5 pink stars
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.”
 

pink-tick-small-iconVERIFIED REVIEW

Angela Jones

5 pink stars
“Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”

 

pink-tick-small-iconVERIFIED REVIEW

Up to 50% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

Secured loans use your property as security. If you fall behind on payments, your home is at risk.
Consolidating debt may increase the repayment term and total amount repaid.
We are a broker, paid commission to arrange secured loans. Broker fees are subject to status, loan amount and lender plan. Rates depend on your circumstances. Loans are subject to approval.

Representative Example for secured loans & Second Charge Mortgages: based on borrowing £18,000 over 120 months. Interest Rate: 7.4% fixed for 60 months with instalments of £241.40. Followed by 60 months at the lenders standard variable rate of 7.9% with instalments of £244.95. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £31,063.20 including broker fee and lender fee. Overall cost of comparison 9.5% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.