vs Freedom Finance: Fee Comparison

Up to 50% Less Costs

Be Smart. Compare broker fees before you borrow

5 pink stars

4.9/5  Rated 'Excellent'

Over 4,000 5-star reviews

on &

Quote marks

 “Excellent company, half the price of competitors”

Mr Timothy Healy on

The Difference
  • Save up to 60% on loan costs
  • Your own dedicated UK Advisor
  • Your own Personal Processor
  • Free property valuation
  • Free Legal and reference costs
  • Transparent tracking in the app
  • No upfront fees

Up to 50% lower costs than all other major brokers

Voted: Second Charge Broker of the Year

Freedom Finance Secured Loan Fee comparison

Comparisons are based on the same lender, plan and rate.

Affordable loan finance

£20,000 Secured Loan £1,080
Freedom Finance £2,000
Affordable loan finance

£30,000 Secured Loan £1,770
Freedom Finance £3,000
Affordable loan finance

£40,000 Secured Loan £2,360
Freedom Finance £4,000
Quote marks

 “Very smooth process and low fee structure”

[Catherine] at TrustPilot &

Pro Tip : If you currently have a secured loan application proceeding with Freedom Finance then you can transfer it to instantly at no cost and take advantage of the much lower fees. Just fill out the short application, and we will take care of the rest.


*Fees for include any property valuations, paid references from banks and building societies, conveyancing fees and all processing costs (we assume this is the case for other brokers but it might not be or vary on a case to case basis).

**All data is based on contracts, websites, clients or employees and is believed to be correct as of 2022.

Low-cost Secured Loans

From £10,000 to 1/2 million

 Free property valuation

 No upfront fees or hidden charges

High loan to value available

 Fully directly FCA regulated

 Free, no obligation quote

 Adverse & bad credit considered has won multiple awards

Quote marks

I absolutely cannot speak highly enough of Wouldn’t hesitate to recommend this company to anyone. I’m delighted!

” Couldn’t help me enough and I thank you from the bottom of my heart for all your help “

Verified clients @

WINNER: Secured Loan Broker of the Year

Secured Loan Broker of the Year Winner
Fintech Finalist Awards
Secured loan mortgage awards winner

A broker that’s on your side

Approved secured loan pink tick

Getting a quote has no effect on your credit score

Approved secured loan pink tick
Completely unbiased results
Approved secured loan pink tick
Personalised rates and expert advice just for you
Approved secured loan pink tick
Join thousands of happy customers
Approved secured loan pink tick

Always get the best secured loan available to you

Approved secured loan pink tick
Loans available for poor or adverse credit scores

Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 3.4% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

3 easy steps to your perfect secured loan

Apply for a loan on mobile

1. Apply online for your secured loan. It only takes a minute and it wont impact your credit score.

Check the loan details, make sure that you’re happy with your secured loan and rate

2. Everything is automated so you will always get the lowest rates we have available.

Our lender will give you a quick call to discuss the secured loan

3. Relax! We’ll sort everything else out. Just sit back until your secured loan arrives.

Don’t just take our word for it

5 pink stars

4.97/5 Rating Review text

D. Straun

5 pink stars
From start to finish the whole experience with Peter Amy and Lisa has been amazing! No complaints whatsoever all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars I would!


pink-tick-small-iconVERIFIED REVIEW

Mrs Marks

5 pink stars
“I can highly recommend the overall service. gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.”

pink-tick-small-iconVERIFIED REVIEW


5 pink stars
Dealing with was so easy and quick too, they took the worry out of it for us. The portal is really helpful too. They kept us up to date every step of the way. I would recommend to anyone.”


pink-tick-small-iconVERIFIED REVIEW