Secured loans made simple

Up to 60% Less Costs

5 pink stars

4.9/5 We're Rated 'Excellent'

Over 3,500 5-stars at Reviews.co.uk & Trustpilot.com

Unlock the Power of a Secured Loan

Finance your Dreams or Consolidate your Debt with Confidence

Need some extra funds for your next project?

A secured loan might be just what you’re looking for.

Whether you’re looking to consolidate high-interest debt or renovate your home, we’re here to find the perfect solution that fits your needs and budget.

Plus, with our secured loan costs up to 60% lower than all other major brokers, you can rest easy knowing you’re getting the best deal.

Homeowner loans to decorate & refurbish
 Low-Cost Secured Loans

From £15,000 to 1.5 million

 Free property valuation

 No upfront fees or hidden charges

High loan-to-value available

Poor credit plans available

 Loan.co.uk™ has won multiple awards

Save up to 60% on costs compared to all other major brokers

Voted: Secured Loan Broker of the Year

Do you have crippling monthly bills?

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“I needed a severe reduction in my crippling monthly payments.

Loan.co.uk managed to reduce them from £1,500 a month to less than £300 - Lifechanging." Ben @ Trustpilot

Dreading facing your monthly finances?

Are you feeling overwhelmed by all those monthly credit card and loan payments, not to mention the home improvements that you've been putting off?

We know how you feel. But don't worry, we've got your back with our simple and low-cost consolidation package.

Regain Financial Control - Consolidate Your Debt with a Secured Loan

Reduce Monthly Payments by Up to 75% and Take Control of Your Finances - with a Debt Consolidation Secured Loan.

Plus, have extra funds for home improvements. See the difference it can make for both your wallet and your home.

Don't let debt control your life any longer, take control with our consolidation package today!

Say Goodbye to Financial Stress - Start Living Your Life Again

But Julie on Trustpilot says it better than us:

"We were drowning in an enormous amount of debt.

Loan.co.uk got us a debt consolidation loan, and it was the best thing we have done.

Now we have so much money over each month we can have a life again."

Or Richard @ Reviews.co.uk

"I was dreading facing my finances, but I had to, so I applied to Loan.co.uk. They were brilliant.

I am now considerably better off each month and can rest easy not having to worry about Money.

Give them a go, this was life-changing for us."

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Get a Quick and Easy Online Quote - It's Free and Won't Take More Than a Few Minutes of Your Time.

Up to 60% lower costs than all other major brokers

Voted: Secured Loan Broker of the Year

Do you want the Best Value Secured Loan in the Market?

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 “Excellent company, half the price of competitors” Timothy Healy @ Reviews.co.uk

The Lowest Costs

  • Save up to £3,000 on costs, enough to treat yourself
  • Up to 50% lower costs than all other major brokers
  • Free property valuation
  • Free Legal and reference costs
  • Zero upfront fees

"their fees are the cheapest in the market, and they really do care about getting you the right product"

5-Star Advice

  • Friendly & easy to talk to: Your own dedicated UK advisor
  • The confidence you are getting the best advice from some of the most experienced advisers in the country
  • Everything transparent
  • No sales; you always come first

    "they explained everything super clearly and a first class service from start to finish"

    The Easiest Process

    • Your own personal processor (friendly human) to sort any documents
    • Let us (and our bots) do the boring stuff while you relax
    • Fast & simple & easy
    • Full In-App transparency

    "Loan.co.uk helped us through every step and made the whole process an enjoyable one" 

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     “One of the best services I’ve used in my life” Kimberley Ramsey @ Trustpilot

    As featured in

    3 easy steps to your perfect secured loan

    Apply for a loan on mobile

    1. Apply online for your secured loan. It only takes a minute and it wont impact your credit score.

    Check the loan details, make sure that you’re happy with your secured loan and rate

    2. Everything is automated so you will always get the lowest rates we have available.

    Our lender will give you a quick call to discuss the secured loan

    3. Relax! We’ll sort everything else out. Just sit back until your secured loan arrives.

    Representative Example for secured loans: based on borrowing £18,000 over 120 months. Interest Rate: 5.5% fixed for 60 months with instalments of £213.33. Followed by 60 months at the lenders standard variable rate of 5.7% with instalments of £214.36. Fees: Broker fee (£1,062); Lender fee (£595). Total amount payable £25,756.4 comprised of; loan amount (£18,000); interest (£6,004.4) including broker fee and lender fee. Overall cost of comparison 7.902% APRC. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

    Secured Loans have a minimum term of 36 months to a maximum loan term of 360 months. Maximum APRC charged 29%.

    Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

    If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

    Don’t just take our word for it

    5 pink stars

    4.97/5 Rating Review text

    D. Straun

    5 pink stars
    From start to finish, the whole experience has been amazing! No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!

     

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    Mrs Marks

    5 pink stars
    “I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.” 

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    Angela Jones

    5 pink stars
    “Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”

     

    pink-tick-small-iconVERIFIED REVIEW