Credit Help

It’s easy to get into debt -- borrowing a little here and putting stuff on your credit cards there -- but getting out of debt can be a little harder, especially if you’re not exactly sure where to start. And with the amount of advice available, it can be difficult to...

Think of it as a cross between a grade for how you’ve been handling borrowing and a prediction for how well you’ll manage a loan in the future A credit score is a figure a lender calculates when deciding whether to make a loan to a potential borrower. Think of it as a...

First, take a deep breath. The first thing you need to do when you want to manage money better is to actually look at your finances. If you don’t balance your outgoing spend with your income, you will begin to struggle to make ends meet, and if you turn to short term...

Take a look at credit scores and credit reports in a bit more detail They both show how you handle credit, but one’s a grade that’s shown as a numerical figure and the credit report is a summary of how you’ve been handling credit. Let’s take a look at credit scores...

Loan.co.uk recently asked 2,000 British men and women what they would do with £50,000 to spend? The question comes just a month after Patrick and Frances Connolly from Northern Ireland were revealed as the winners of the £115 million New Year’s Day Euro Millions...

Should you manage your money jointly or separately? Choosing to jointly manage your money is a big decision, but what exactly are joint finances and what are the consequences of having them? A quick overview of joint finances Although it’s not particularly...

How to keep your money and personal information safe online Online shopping has transformed the way we live, making it incredibly easy to do everything from finding a great deal on a loan to saving money on the latest technology. Yet, sadly, there are people out there...