Credit Help

You’ll find the basics on loans and borrowing here, including everything from types of loans and how they can help you, advice on improving your credit score to a financial dictionary that explains everything without the usual credit and loan jargon.

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What is a credit score?

What is a credit score?

Think of it as a cross between a grade for how you’ve been handling borrowing and a prediction for how well you’ll manage a loan in the future A credit score is a figure a lender calculates when deciding whether to make a loan to a potential borrower. Think of it as a...

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What should I do to manage my money better?

What should I do to manage my money better?

First, take a deep breath. The first thing you need to do when you want to manage money better is to actually look at your finances. If you don’t balance your outgoing spend with your income, you will begin to struggle to make ends meet, and if you turn to short term...

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What do I need to know about joint finances?

What do I need to know about joint finances?

Should you manage your money jointly or separately? Choosing to jointly manage your money is a big decision, but what exactly are joint finances and what are the consequences of having them? A quick overview of joint finances Although it’s not particularly...

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Beat the scammers and stay secure online

Beat the scammers and stay secure online

How to keep your money and personal information safe online Online shopping has transformed the way we live, making it incredibly easy to do everything from finding a great deal on a loan to saving money on the latest technology. Yet, sadly, there are people out there...

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What does APR mean with loans and mortgages?

What does APR mean with loans and mortgages?

APR is the official rate used to help you understand the cost of borrowing If you’re looking to borrow money in the UK, using anything from a mortgage or remortgage to an unsecured loan or secured loan, you’re absolutely certain to come across the term ‘APR’. But what...

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