Mortgages

Catch-up with what’s been going on in the news on everything from interest rates and mortgages to updates on the housing market and the latest from the Bank of England.

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What is an offset mortgage and is it for me?

What is an offset mortgage and is it for me?

What are the benefits of an offset mortgage?  An offset mortgage can help you to save money on your mortgage by enabling you to either shorten the term so that you become mortgage-free sooner than you would normally be, or by reducing the amount needed for your...

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What is the best mortgage term for me?

What is the best mortgage term for me?

Should you get a long or short term mortgage?  A ‘term’ means the length of time you spread your loan repayments over. When people are looking for a mortgage, many don’t realise there are other options than the ‘standard’ 25 year term. In fact, very often this is the...

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