Discover articles on everything you need to know about personal loans, the quick way to close a budget gap, pay for repairs, make a major purchase such as a car or to take care of unexpected bills. Personal loans can be used for practically anything.
Which credit option is best for you?
There are many different credit options out there: from credit cards and payday loans to second mortgages and remortgaging. With so many choices, how are you supposed to know which is the best credit option for you? In order to help you make the decision that’s right for you, we take a jargon-free look at... Read more
What’s a guarantor loan and why should I be interested?
If you’ve been turned down by lenders for a personal loan or consolidation loan and have ‘bad credit’, a guarantor loan may well be an option worth considering. So, what exactly is a guarantor loan? A guarantor loan is a loan that someone else (such as a member of your family or a friend) agrees to repay... Read more
7 home improvements that could add value to your home
With house prices high but with so few homes on the market, many people are staying put in their current home and choosing to carry out renovations, rather than moving to a new house. We take a look at some of the home improvements that could be looked upon as an investment and how you... Read more
Is a personal loan better than using a credit card?
Credit cards and how they work A credit card looks very similar to a debit card and is issued by a bank/building society or a credit card company. They enable the cardholder to purchase items or to pay for services on credit. When you apply for a credit card the provider will review your application... Read more
How to turn a mountain of debts into one smaller monthly repayment
If you are struggling to repay many different debts and own your own home, you could qualify for a type of loan to transform things. It’s called a consolidation loan and it may quickly: Reduce the amount going out from your account each month Leave you with just one monthly repayment to manage Reduce the... Read more
Difference between secured loan and unsecured loan
Unsure of exactly what a secured loan is and wonder how they differ from an unsecured loan? Well, the key difference is that a secured loan is secured on your property and an unsecured loan isn’t secured on anything. We take a deeper dive and explain everything in greater detail below. Wanted: Secured Loan. Also... Read more
Understanding debt consolidation loans
Debt consolidation usually involves taking a number of existing loans and credit card balances and combining them into one single, relatively large loan. Why would you want to consolidate your loans like this? There are several advantages of a debt consolidation loan. Juggling multiple debts with different lenders can be confusing. Consolidating all of your debts into... Read more
What options should I consider if I want to raise £20,000?
If you need to raise money (we took £20,000 as an example) for projects such as a home improvement, or to purchase a car, for debt consolidation, a wedding or the holiday of a lifetime, there are main ways you can go about it. Depending on your personal circumstances, different options will be more appropriate... Read more