There are lots of reasons why you might find a second mortgage an excellent option A second mortgage, often known as a homeowner mortgage or loan, is a loan that’s secured on your home. It can help you get access to a large amount of money without remortgaging. You…
Plymouth’s historic Drake’s Island fortress on sale for £6m The entire island is one massive development opportunity and comes complete with a disused 6th Century barracks, a pier, a network of underground tunnels and planning permission for a luxury hotel and spa….
A mortgage broker such as Loan.co.uk can help you through the options How might leaving the EU affect your mortgage and what you can do in the meantime? On 29 March, 2019 the UK is due to leave the European Union. We take a look at how Brexit could affect mortgages,…
The Competition and Markets Authority (CMA) has taken a close look at how companies are penalising customers for sticking with companies rather than moving to better deals You would probably assume that most businesses would reward their most loyal customers by giving…
Contents What are my options for funding home improvements? Remortgaging for home improvements When is it a good option to remortgage? When is it a bad idea to remortgage? Homeowner loans for home improvements When might a homeowner loan be a better option than…
Self Employed? You will need your SA302 to buy a home Over 5.5 million UK taxpayers have less than a month to submit their Self-Assessment tax return. The deadline is 31 January and HMRC has warned that a penalty will apply for those who do not meet the deadline. The…
Loan.co.uk recently asked 2,000 British men and women what they would do with £50,000 to spend? The question comes just a month after Patrick and Frances Connolly from Northern Ireland were revealed as the winners of the £115 million New Year’s Day Euro Millions…
Our Handy Guide on Personal Loans Whether it’s a new car, a new kitchen, or something really glamorous like a new boiler, there will be times when you need to make a purchase but you don’t have the money sat in your bank account to cover the cost or you want to spread…
A jargon-free look at the pros and cons of different credit options There are many different credit options out there: from credit cards and payday loans to second mortgages and remortgaging. With so many choices, how are you supposed to know which is the best credit…
Get a loan even if you’ve got bad credit by designating a guarantor If you’ve been turned down by lenders for a personal loan or consolidation loan and have ‘bad credit’, a guarantor loan may well be an option worth considering. So, what exactly is a guarantor loan?…
Savvy home improvements that a secured loan could fund – and will add value to your property With house prices high but with so few homes on the market, many people are staying put in their current home and choosing to carry out renovations, rather than moving to a…
We take a look at personal loans and credit cards and explain how they work and why one is better than the other in certain situations Credit cards and how they work A credit card looks very similar to a debit card and is issued by a bank/building society or a credit…
How to consolidate your debts into one secured loan will leave you with more spare money each month If you are struggling to repay many different debts and own your own home, you could qualify for a type of loan to transform things. It’s called a consolidation loan…
Secured vs unsecured loans: which one’s right for you? Unsure of exactly what a secured loan is and wonder how they differ from an unsecured loan? Well, the key difference is that a secured loan is secured on your property and an unsecured loan isn’t secured on…
Consolidate your debts into a single monthly repayment Debt consolidation usually involves taking a number of existing loans and credit card balances and combining them into one single, relatively large loan. Why would you want to consolidate your loans like this?…