Useful information on homeowner loans, secured on your property. Because they’re exclusively available to homeowners with equity in their property, your credit rating doesn’t always have to be perfect for you to be approved for one.
Which credit option is best for you?
There are many different credit options out there: from credit cards and payday loans to second mortgages and remortgaging. With so many choices, how are you supposed to know which is the best credit option for you? In order to help you make the decision that’s right for you, we take a jargon-free look at... Read more
7 home improvements that could add value to your home
With house prices high but with so few homes on the market, many people are staying put in their current home and choosing to carry out renovations, rather than moving to a new house. We take a look at some of the home improvements that could be looked upon as an investment and how you... Read more
Ultimate guide to home improvement loans
Making home improvements can provide you with a win-win situation. Firstly, by improving your home you’ll make it a nicer place to live. Secondly, depending on the home improvements you make, you could increase the value of your home. So, if you ever decide to move, you could re-coup the amount you spent and more... Read more
How can I finance a house extension?
Are you looking to add an extension, convert your loft or even dig beneath your property to create more space? You are not alone. Five times as many homeowners are opting to stay and upgrade than move to another property1. Increases in planning applications over the last five years reveal popular ways of adding more... Read more
Financing home improvements: homeowner loan or remortgage?
As well as making your home a nicer place to live, fitting a new kitchen, building an extension or adding a bedroom may all increase the value of the property. A remortgage or a homeowner loan are highly popular ways to finance home improvements. Which is best for making your plans come to life? Both are types of secured... Read more
How to turn a mountain of debts into one smaller monthly repayment
If you are struggling to repay many different debts and own your own home, you could qualify for a type of loan to transform things. It’s called a consolidation loan and it may quickly: Reduce the amount going out from your account each month Leave you with just one monthly repayment to manage Reduce the... Read more
Should I renovate or sell my home?
Selling up and buying a new home isn’t always a viable option because house prices can be so high these days. So, maybe you should consider making some home improvements instead. Renovating your home could not only make it more enjoyable to live in, it could also add thousands to the value, usually for much less... Read more
Difference between secured loan and unsecured loan
Unsure of exactly what a secured loan is and wonder how they differ from an unsecured loan? Well, the key difference is that a secured loan is secured on your property and an unsecured loan isn’t secured on anything. We take a deeper dive and explain everything in greater detail below. Wanted: Secured Loan. Also... Read more
What should I consider when looking for secured loan?
A secured loan is provided by a lender, with the borrower using their home as collateral. Here are eight things you should think about before looking for a secured loan: 1. You might not get the rate you see displayed The representative APR rate that you see advertised for a secured loan is the typical... Read more