There are lots of reasons why you might find a second mortgage an excellent option A second mortgage, often known as a homeowner mortgage or loan, is a loan that’s secured on your home. It can help you get access to a large amount of money without remortgaging. You…
Plymouth’s historic Drake’s Island fortress on sale for £6m The entire island is one massive development opportunity and comes complete with a disused 6th Century barracks, a pier, a network of underground tunnels and planning permission for a luxury hotel and spa….
A mortgage broker such as Loan.co.uk can help you through the options How might leaving the EU affect your mortgage and what you can do in the meantime? On 29 March, 2019 the UK is due to leave the European Union. We take a look at how Brexit could affect mortgages,…
The Competition and Markets Authority (CMA) has taken a close look at how companies are penalising customers for sticking with companies rather than moving to better deals You would probably assume that most businesses would reward their most loyal customers by giving…
Contents What are my options for funding home improvements? Remortgaging for home improvements When is it a good option to remortgage? When is it a bad idea to remortgage? Homeowner loans for home improvements When might a homeowner loan be a better option than…
Self Employed? You will need your SA302 to buy a home Over 5.5 million UK taxpayers have less than a month to submit their Self-Assessment tax return. The deadline is 31 January and HMRC has warned that a penalty will apply for those who do not meet the deadline. The…
Loan.co.uk recently asked 2,000 British men and women what they would do with £50,000 to spend? The question comes just a month after Patrick and Frances Connolly from Northern Ireland were revealed as the winners of the £115 million New Year’s Day Euro Millions…
Want to improve your home, but don’t have the cash? Find out if a home improvement loan is the right solution for you Making home improvements can provide you with a win-win situation. Firstly, by improving your home you’ll make it a nicer place to live. Secondly,…
How to consolidate your debts into one secured loan will leave you with more spare money each month If you are struggling to repay many different debts and own your own home, you could qualify for a type of loan to transform things. It’s called a consolidation loan…
Should I ‘Sell up’ or Do up? Selling up and buying a new home isn’t always a viable option because house prices can be so high these days. So, maybe you should consider making some home improvements instead. Renovating your home could not only make it more enjoyable…
Secured vs unsecured loans: which one’s right for you? Unsure of exactly what a secured loan is and wonder how they differ from an unsecured loan? Well, the key difference is that a secured loan is secured on your property and an unsecured loan isn’t secured on…
What should I consider before applying for a secured loan? A secured loan is provided by a lender, with the borrower using their home as collateral. Here are eight things you should think about before looking for a secured loan: 1. You might not get the rate…
Our large loan application checklist gives you a simple step-by-step guide Your home is not only a safe haven for you and your family: it can also unlock a large line of credit. With a secured loan (also known as a second charge mortgage or homeowner loan), you can…
What are the different types of loans You need to be totally sure that you choose from the right types of loan to suit you. When you contact Loan.co.uk we will be happy to give you advice on the best type of loan for your needs and circumstances, meanwhile, here is a…
Unlocking a large injection of credit with a second mortgage A second mortgage (also known as a second charge, 2nd mortgage or secured loan) enables you to use the equity (the amount you own) in your home as security to use against another loan. Do I qualify for a…